Kopernik partnered with @ideoorg on the “Women and Money” program - a two year initiative to surface the complex realities that keep women excluded from financial services. Kopernik conducted research to understand women’s agency in their financial life, so that we can contribute to building gender-inclusive financial services that are based on a deep understanding of the access and usage barriers that women face. The research was done in Central Sulawesi, East Java and Bali, with a focus on rural areas in these provinces, to represent the perspectives from a range of geographies.